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Auto Insurance

Cover auto insurance from various plans across various companies like Digit, Bajaj Allianz, etc.

Start With a Free Custom Quote

Get an instant quote for your car, Scooter, or three-wheeler, fill out the form, and our advisor will be in touch with you soon.

What You Get

Personal Accident Insurance

  • Low Premium High Coverage.
  • Working Compensation Benefits.
  • Child Education Benefits.
  • Disability Benefits.

4 Wheel Insurance

  • Bumper to Bumper Insurance.
  • Bumper to Bumper Insurance.
  • Driver Insurance.
  • Passenger Insurance.

2 Wheel Insurance

  • Bumper to Bumper Insurance
  • Semi value Insurance.
  • Driver Insurance.
  • One or More Years Policy.

Third party insurance

  • Compulsory Insurance (Acc. to Government Policy).
  • Low Premium Insurance.
  • One or More Than One Year Policy.
  • Peace of Mind.

Frequently Asked Questions

Is car insurance compulsory in India?

Yes, car insurance in India is compulsory due to the increase in the number of a road accidents.

According to Motor Vehicle, Act 1998 every car owner legally requires an insurance policy while driving on an Indian road. The car owner is required to at least carry valid 3rd party car insurance.

How Does Auto Insurance Help Me?

If you have auto insurance, you won’t get into legal trouble. If you don’t have auto insurance and you met with an accident you will be in big trouble. You will have to pay a hefty fine on top of legal troubles. Also, without insurance, if you are at fault, you have to pay the expenses of another person’s car.

What Is an Auto Insurance Premium?

It is an amount that you pay yearly/monthly to keep your insurance active.

Will I have to buy insurance if my var is electric or CNG?

Yes, Owners of both electric and CNG Fitted car compulsory requires valid car insurance. The premium charge of both electric vehicles and CNG can be slightly higher.

How many types of auto insurance are there?

There are mainly 8 types of auto insurance. They are

  1. Personal Injury Protection (PIP)- it covers your medical expenses. It only pays for healthcare up to the policy limits.
  2. Bodily Injury Liability Coverage (BI)- when you cause an accident it pays the medical expenses of another person when they suffer injury.
  3. Property Damage Liability Coverage (PD) – it pays the damage you cause to other people’s property.
  4. Medical Payments (MedPay) – it covers medical expenses, lost wages, and funeral costs.
  5. Collision- it covers damage to your car during the collision
  6. Comprehensive – it covers when your car’s damage is done by non-collision activity (vandalism, theft)
  7. Uninsured and Underinsured Motorist (UM/UIM) – it protects you during an accident when a driver is at fault who doesn’t have enough insurance.
  8. Gap Insurance – when your car is stolen or loosed the company it pays the difference between what your car’s worth is and what your insurance company will pay you. 
What are the factors that affect car insurance premiums?

Many factors’ effects car insurance. Knowing car insurance will help you to save the cost of the car insurance at the time of purchase or renewal. Factors are 

  1. Car registration location
  2. Manufacturer and variant type
  3. Policy type
  4. Safety/anti-theft security in cars
  5. Add-on covers

Auto Insurance

Company We Cover

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Other Insurances

Medical Insurance

Cover medical insurance from a wide range of insurance policies from Care, and many more.

Life Insurance

Secure your life from a wide range of life insurance policies from LIC, HDFC, Kotak, and many more.

Put You & Your Family in Good Hands

Get In Touch

Ask any query related to any Life, Auto, and Medical insurance. Send us a message, and our advisor will be in touch with you to guide you thru plan.

From Our Clients

Has brought Medical Insurance from Dhananjay Associates. Ravindra Bhai has helped us with a medical claim we are satisfied with Dhananjay associates’ services.

Adv. Bhavin Malkan.

Dhananjay associates give fast, reliable and regular services. Ravindra bhai from Dhananjay Associates has helped us to plan the best financial and insurance policy.

 Dr. Jatin Unadkat

Ravindrabhai has helped us to choose the best life guarantee plan. We get a timely pension and, also help us with policy-related changes. Dhananjay Associates is best 

Vaghela Milan